Renovation Loan – simplifying the process

Renovation Loan specialist in Florida, Georgia, Alabama, Virginia and Tennessee .

renovation loan kitchen

renovation loanRenovation Loan originator John Adams is a top national performer in the renovation loan process. John Started in the mortgage business in 2003 and in 2008 the housing collapse was stronger in Florida than most markets. While many originators were getting out of the business after the mortgage collapse, John was actually refueled by the down housing market and his experience with restoring older homes as a hobby. He dove into renovation loan programs that no one else wanted to to take the time to finance and started specializing in just renovation lending.  He has managed renovation loan teams for the top national production renovation loan bank branches in the US in 2013 and voted one of “Jacksonville’s Top Mortgage Professionals” by Jacksonville Magazine in 2015.

John and his dedicated imortgage team have simplified and the home buying process, while a creating a great home-buying experience for both the buyers and sellers. He is a member of the Northeast Florida Association of Realtors (NEFAR), Graduate of the Leadership Academy, and also named Affiliate of the year. John is a Crystal R for RPAC REALTOR® Political Action Committee and served as the 2015 Chair for NEFAR. As a born and raised Florida native family man, John has seen the effects of the housing market in the area. Not only has he executed a thousand of these transactions in his career he actually has used this program for his own family’s dream home. His team can truly see the process through your eyes. Allow John and His to show you a better way home.

After renovation loan kitchen

Before Renovation loan

Home Renovation Before | Mortgage with Renovation Florida

After Renovation loan

Home Renovation After | Mortgage with Renovation Florida

John was referred to me by a Realtor friend….He managed to get me the government loan with the amount I needed to rehab the house in the period of time I needed, so I would not have to pay any penalties….If there was a five star rating, I would give him six stars. I look forward to many more loans with him in the future.

Steve S., Jacksonville FL


Case study in renovation lending

A case study in renovation lending on a Jacksonville Florida home located at 13723 Alesbury Ct Jacksonville FL 32224 reveals people are not just fixing a home to minimal standards but modernizing a home and extending new life into established neighborhoods and creating an exciting alternative to buying a track built home. Here they have upgraded the showers and baths with modern fixtures and amenities you would see in a brand new model home. Stainless steel appliances, granite countertops, decorative glass backslashes, wood cabinets, new roof, new ceiling texture, AC and flooring have essentially give this tired home a brand new look.  Here they have used renovation lending to create a much more maintenance free home since everything on the home has been brought up to much better standards that you would expect in a home in this neighborhood and is not an over improvement.

Renovation lending allows you to not only rehab you home to minimal standards but also allows for preference work to personalize the house to conform to your needs. This interview with TCI construction shows their “Buy Smart program” where they specialize in home modernization instead of minimal repairs to meet mortgage backed security investor guidelines for FHA 203(k), Va Renovation or Homestyle renovation loans. Watch and see the improvements they have made illustrating what can be done in your home revitalization through renovation lending. See more on TCI on their website at http://tci.construction/

There are several options in repairs as well as loan choices. VA renovation, FHA 203(k) and Conventional lending types have a product for almost ever need in this space. The important part is speaking with someone familiar with these products as havinng a lender familiar with the process is key to a smooth process. We hope this information is helpful in realizing all of your renovation loan options. Please let my team know how we may be able to help show you and your family a better way home.


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Renovation loan originator in Florida

renovation loanIn today’s market there are new and varied means of financing distressed properties of which many consumers are unaware. Are you looking for a foreclosure or older distressed home? Is every home you see for sale stale and missing the personalization and customization of your needs? Would you like to buy your home and make it exactly how you envision it?

John Adams has spent the last 9 years of his 14 year career focusing on help home buyers to use VA Renovation loans, Fannie Mae Homestyle renovation and FHA 203k renovation loans and renovate them to their preferences. John has simplified the process that eliminates confusion and time crunches specifically for the processes involved in renovation lending in Florida. John Adams and his team can help you turn a bank owned, tired or fixer opportunity property into your dream home.

Most mortgage lenders take a general approach to mortgage lending and offer every mortgage product available. We have taken a different approach and have spent most of our careers as a top production mortgage team focused on just renovation lending.

We teach a 3-hour CE course for Florida real estate agents at most Florida Real Estate boards, called “Distressed Property Solutions” where students will understand how they can offer FHA VA and/or conventional financing on virtually any property, regardless of condition.

We think the best way to serve our referral partners and customers is not to know a little about everything, but to know as much about  renovation lending and the process for our customers. Let us guide you through the process and show you a better way home!

John Adams is a 5-Star Agent on Trulia and Zillow