About John Adams &
Planet Home Lending
About John Adams Planet Home Lending
The Team
The John Adams Team started in 2013 to offer VA Renovation loans to underserved veterans in the North Florida area and transitioned to Planet Home Lending in 2025.
John Adams
Mortgage Loan Originator
Phone: (904) 294-7311
NMLS # 442266
John Adams — Your VA & Renovation Loan Guy
I’m not your average mortgage whisperer. I do VA Renovation, FHA 203(k), Homestyle, and all the “fixer-upper financing” stuff that gives you the guts to buy a house and renovate at once. I’ve built my career helping veterans and investors turn properties into wealth machines. I’m now backed by Planet Home Lending’s platform which gives you the stability & flexibility to succeed.
When you work with me, you get someone who speaks both “loan nerd” and “house-flipper”. I keep it real, explain things plainly, and push to get your deal across the finish line.
Erin Shellenberger — Operations & Client Experience Guru
Erin’s the engine behind the scenes. She handles the nitty-gritty, from client onboarding to timelines to ensuring nothing falls through the cracks. You’ll see Erin on day-to-day stuff and hear her voice when we’re making sure your experience is smooth and transparent with no surprises
She’s got your back from contract to closing.
Why You’ll Want Us on Your Side
– You don’t get a big team, instead you get a cohesive duo. That means communication is tight and responsibility is clear — no ghosting, no passing the buck.
– We move fast, but we also act with integrity and clarity. No fluff or smoke — just the facts and everything you need to make tough choices with confidence.
– Because we’re plugged into Planet Home Lending, you have access to strong backing, product strength, and process systems without feeling like you’re just another client to convert.
See What Our Clients Are Saying!
“John, your team worked hard and your experience paid off. Thank you for not giving up on this buyer who so deserved this property.”
