About John Adams &
Planet Home Lending

About John Adams Planet Home Lending

The Team

The John Adams Team started in 2013 to offer VA Renovation loans to underserved veterans in the North Florida area and transitioned to Planet Home Lending in 2025.

John Adams
Mortgage Loan Originator

Phone: (904) 294-7311
NMLS # 442266

John Adams — Your VA & Renovation Loan Guy

I’m not your average mortgage whisperer. I do VA Renovation, FHA 203(k), Homestyle, and all the “fixer-upper financing” stuff that gives you the guts to buy a house and renovate at once. I’ve built my career helping veterans and investors turn properties into wealth machines. I’m now backed by Planet Home Lending’s platform which gives you the stability & flexibility to succeed.

When you work with me, you get someone who speaks both “loan nerd” and “house-flipper”. I keep it real, explain things plainly, and push to get your deal across the finish line.

Erin Shellenberger — Operations & Client Experience Guru

Erin’s the engine behind the scenes. She handles the nitty-gritty, from client onboarding to timelines to ensuring nothing falls through the cracks. You’ll see Erin on day-to-day stuff and hear her voice when we’re making sure your experience is smooth and transparent with no surprises

She’s got your back from contract to closing.

Why You’ll Want Us on Your Side

– You don’t get a big team, instead you get a cohesive duo. That means communication is tight and responsibility is clear — no ghosting, no passing the buck.

– We move fast, but we also act with integrity and clarity. No fluff or smoke — just the facts and everything you need to make tough choices with confidence.

– Because we’re plugged into Planet Home Lending, you have access to strong backing, product strength, and process systems without feeling like you’re just another client to convert.

 

The Team

The John Adams Team consists of:

See What Our Clients Are Saying!

John was wonderful to work with as our mortgage lender. He went above and beyond to ensure we closed on time and made the entire process as smooth as possible. He was always responsive, knowledgeable, and a true pleasure to work with. We couldn’t have asked for a better experience and highly recommend him.
Leah N T

I’ve been working with John for about five years now. He’s my go-to! Always helpful, very knowledgeable, and available anytime I need him.
Wade N

If you’re looking for a great rate compared to competitors and someone who is easy to communicate with, I’d suggest John Adams. He was able to help me get my first rental property, even in a tough market. I appreciated all his help.
Daniel P

John has been absolutely fantastic to work with! He’s knowledgeable, reliable, and always goes the extra mile to take care of clients. I have complete confidence in sending people his way, knowing they’ll receive top-notch service and expert guidance. Highly recommend!
Kayla A

“John, your team worked hard and your experience paid off. Thank you for not giving up on this buyer who so deserved this property.”

Sandra F.